July 2013 Monthly Letter

I am announcing breaking news, there is going to be a new Federal Reserve Chair, interest rates will go up, then down and then up again. What I can’t tell you is when, how long or how much! What I

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June 2013 Monthly Letter

Well with Memorial Day just passed and graduation in full swing, I thought this month I would share some interesting facts and figures. First in honor of our American Patriots.  Since our nation’s founding, more than one million American Soldiers,

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Grade Redistribution in the Classroom

Well with Memorial Day just passed and graduation in full swing, I thought this month I would share some interesting facts and figures. First in honor of our American Patriots.  Since our nation’s founding, more than one million American Soldiers,

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April 2013 Monthly Letter

In 1913, 100 years ago, the Sixteenth Amendment was ratified, and the federal income tax was enacted. The original rate was a meager 7%. By 1918 the first expansion of the tax code occurred and by 2010 tax rates had

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March 2013 Monthly Letter

“In times like these, it helps to recall that there have always been times like these.”  ~Paul Harvey Although the economy seems to be gaining some momentum as it transitions to a slightly stronger growth path, unresolved fiscal policy (sequestration

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February 2013 Monthly Letter

Happy Valentines! The heart is the most common symbol of romantic love.  Ancient cultures believed the human soul lived in the heart.  Others thought it to be the source of emotion and intelligence.  The heart may be associated with love

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January 2013 Monthly Letter

As we bring 2012 to a close and look for a Lucky 2013, there are a few important things we can now put behind us, such as the frenzy of the presidential election, the fear of the fiscal cliff…and the

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