Why did God make mothers? – May 2013

Why did God make mothers? She’s the only one who knows where the scotch tape is. Mostly to clean the house. To help us out of there when we were getting born. ~answers by elementary school children Well, I can think of a lot more of my own (maybe not

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April 2013 Monthly Letter

In 1913, 100 years ago, the Sixteenth Amendment was ratified, and the federal income tax was enacted. The original rate was a meager 7%. By 1918 the first expansion of the tax code occurred and by 2010 tax rates had been changed 34 of the 97 years of its existence.

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March 2013 Monthly Letter

“In times like these, it helps to recall that there have always been times like these.”  ~Paul Harvey Although the economy seems to be gaining some momentum as it transitions to a slightly stronger growth path, unresolved fiscal policy (sequestration could post some headwinds.  Increased taxes and reduced government spending

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February 2013 Monthly Letter

Happy Valentines! The heart is the most common symbol of romantic love.  Ancient cultures believed the human soul lived in the heart.  Others thought it to be the source of emotion and intelligence.  The heart may be associated with love because the ancient Greeks believed it was the target of

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January 2013 Monthly Letter

As we bring 2012 to a close and look for a Lucky 2013, there are a few important things we can now put behind us, such as the frenzy of the presidential election, the fear of the fiscal cliff…and the worst real estate downturn in recent history. I believe the

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December 2012 Monthly Letter

  “What other time of the year do you sit in front of a dead tree and eat candy out of your sox?” As we complete another year of the “Great Recession”, a year filled with marching the ball down the field only to be denied at the 2 yard

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November 2012 Monthly Letter

“The budget should be balanced, the Treasury should be refilled, public debt should be reduced, the arrogance of officialdom should be tempered and controlled, and the assistance to foreign lands should be curtailed, lest Rome becomes bankrupt.  People must again learn to work instead of living on public assistance.”  ~

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October 2012 Monthly Letter

Well my wife and I are finally ‘empty nesters’! Our last of four is off to college and now as we look forward to someday retiring I read that half of all pre-retirees (50-64) fear that they will retire without enough money for never retire at all.  The September Money

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September 2012 Monthly Letter

We recently lost a great American hero in Neil Armstrong. A man who gave real substance to the term, “shoot for the moon.” What most of us don’t know is that on July 18, 1969, days before the lunar landing, President Nixon’s speechwriter, Bill Safire drafted a just in case

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August 2012 Monthly Letter

Well as we enter the Dog Days of Summer, I am beginning to worry that hell may finally freeze over. As you know, I have said that for the last three years we have been working twice as hard for half as much. Well over the past 60 days, we

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